Committee Information and Insurance Feedback
Employee and Retiree Benefit Resources
Who Qualifies:
Permanent employees 50% contract or greater qualify for full time benefits. All part time faculty members are eligible for dental, vision, and Aflac benefits. Part time faculty members who work at least 45% contract over four consecutive semesters qualify for a chance to obtain medical benefits. Short term hourly, and student employees do not qualify for benefits.
Employee Cost:
Full time employee HMO benefits are 100% District paid, medical and dental PPO plans require employee contribution. Part time faculty dental, vision, and Aflac benefits are 100% employee paid. Part time faculty medical is 75% District paid and 25% employee paid, and the part time faculty can dependents to the medical plan but will pay 100% of the additional cost. The Anthem Bronze Plan benefits are 100% employee paid.
Effective Date:
Full time employee medical, dental, vision, and long term care benefits are effective the first of the month following date of hire. Full time employee term life insurance is effective first of the month following 30 days of service. Full time employee long term disability benefits are effective the first of the month following 90 days of service. Part time faculty benefits are effective October 1st or April 1st of each year.
Enrollment & Changes:
All employee enrollment, or changes, must be made within 30 days of the date of hire or life event. Due to insurance requirements changes outside this timeline cannot be accepted.
Dependent Eligibility:
Children under the age of 26 are eligible dependents, full time student status is not required ( birth certificate/adoption certificate are required). Legal guardians are eligible dependents until they reach the age of 18 (guardianship documentation is required). Adult disabled children over the age of 26 are eligible dependents (birth certificate, disability certification, most recent tax form required). Domestic partners are eligible dependents (State Domestic Partnership Certificate required).
Family Status Change/Life Events:
Gain or loss of other medical insurance coverage. Marriage, divorce, or dissolution of domestic partnership. Death of employee, spouse, or dependent. Birth or adoption of a dependent.
Medical, Dental, Vision, and EAP Options
(click here)
Additional Mental Health Resources
Long Term Care Insurance
Term Life and AD&D Insurance
(click here / Travel Insurance)
Long Term Disability Insurance
Voluntary Insurance Benefits
403(b)/457(b) Investment
PFF Online Onboarding
Medical Plan Eligibility & Cost
Spring Open Enrollment Presentation (pdf, recording pw=4$3QQv8H)
Medical Expense Reimbursement: Minimum of 40% FTE current semester assignment at Palomar College or across multiple California Community Colleges (form for multiple college assignments)
Dental and Vision Eligibility: Must have a current semester assignment, no minimum FTE
Medical Plan Options
Kaiser HMO (Click here) $0 employee contribution for employee and their dependents
Kaiser HDHP (Click here) & Employer Funded Wex HSA (Single $1,500/Family $3,000) $0 employee contribution for employee and their dependents
Anthem HMO (Click here) $0 employee contribution for employee and their dependent
Anthem HMO Provider Search Instructions
Find a doctor (follow prompts below)
>Guest
>Type of care = medical
>State = California
>Type of plan = Medical (Employer Sponsored)
>Plan/Network = Blue Cross HMO (CA Care) Large Group
>Click "continue"
>Search for facilities/providers/Groups
Anthem PPO 80E (Click here) $0 employee contribution for employee and their dependents
Anthem PPO Provider Search Instructions
Find a doctor (follow prompts below)
>Guest
>Type of care = medical
>State = California
>Type of plan = Medical (Employer Sponsored)
>Plan/Network = Blue Cross PPO (Prudent Buyer) Large Group
>Click "continue"
>Search for facilities/providers/Groups
Anthem PPO 100A (Click here) 3 payments per semester $386 employee only, $756 employee +1 dependent, $1,062 family for 6 months of coverage
(Same provider search instructions as the Anthem PPO 80E)
Dental and Vision Eligibility & Cost
DeltaCare USA Plan Summary
EyeMed Vision Summary
Employee Assistance Programs (EAP)
Anthem (click here)
VOYA (click here)
Aflac Voluntary Insurance
(click here) or call Jill Krenkler (760)473-8023
403(b)/457(b) Investment
(click here) Eric Winston (eric.winston@empower.com)
Palomar Retirement Benefits
Retiree Resource Page
CalPERS Pension Benefits
(click here / website)
Access your information online at MyCalPERS
CalSTRS Pension Benefits
(click here / website)
Access your information online at MyCalSTRS
APPLE Part-Time Retirement Plan
(click here / website)
The Palomar Benefits Committee provides input and recommendations to the District leadership regarding employee benefits, (click here) for more information.
Insurance Marketplace Notice (Marketplace-spanish)
Newborns Health Protection Act
Children's Health Insurance Program (CHIPRA-spanish)
Medicare Creditable Coverage Disclosure (Creditable Coverage-spanish)
Patient Protection Disclosure (Patient Protection-spanish)
Women's Health & Cancer Rights Notice Notice
Contact Information
For more information about benefits, please contact the Benefits Office at:
ext. 2889 Wendy Corbin
ext. 3053 Veronica Sadowski
Email: benefits@palomar.edu