Open Enrollment 2023-2024
Make changes online August 1 - 31
Changes will take effect October 1, 2023
No Changes, No Action Required!
All retirees can change their medical/dental insurance plans, or add/delete dependents. All changes should be made in the eBenefits portal, instructions below. Review insurance plan options in the Open Enrollment Retiree Presentation. There is a special section at the bottom of this page for individuals who retired on or after October 1, 2020. (Recorded webinar from August 2023) Passcode: =h+SZFW6
eBenefits Online Portal Information
Online eBenefits Portal Link
For customer support dial: (866)203-8051
Address and Emergency Contact Updates
Please be sure your Palomar College address and emergency contact information is up to date. Address/Emergency Contact Form
Monthly Insurance Contributions
This sections applies to those who retired on or after October 1, 2020.
The medical and dental contributions listed below apply October 1, 2023 through September 30, 2024
Anthem CaliforniaCare HMO (Plan Summary) - No retiree contribution required, for retirees under age 65
Anthem 80E PPO (Plan Summary) - No retiree contribution required, for retirees under age 65
Anthem 100A PPO (Plan Summary) - Single $199.00, 2-Party $392.00, Family $550.00
Kaiser HMO (Plan Summary)- No retiree contribution
Kaiser HDHP (Plan Summary) - No retiree contribution
Dental Plan Monthly Contributions - All 10/1/2020 and after Retirees
DeltaCare USA DHMO (Plan Summary) - No retiree contribution
Delta PPO (Plan Summary) - $44.30 no matter how many dependents are on the plan
Delta Premier Incentive (Plan Summary) - $71.00 no matter how many dependents are on the plan
Annual Required Notifications:
HIPAA Privacy Notice
Insurance Marketplace Notice
COBRA General Notice
Newborns Health Protection Act
Children's Health Insurance Program
Medicare Creditable Coverage Disclosure
Patient Protection Disclosure
Special Enrollment Notice
Women's Health & Cancer Rights Notice Notice
Group Number
- Anthem PPO/EGWP (Group# 4R001A): Plan Summary (click here)
All members must be 65 or older to be on this plan - SISC Medicare 101 (click here) Password = SISCMedicare101
Part D Reimbursement & Resources
- Medicare Part D IRMAA Reimbursement (click here)
- EGWP Welcome Letter (click here)
- Medicare IRMAA website (click here)
- Medicare Part D Formulary (click here)
Other Plan Resources
- Online Benefits Portal through eBenefits (click here)
- Medicare Provider Search (click here) & Anthem Provider Search (click here)
- MD Live telephone/skype medical advice (click here)
- Advance Medical Second Opinion (click here)
- Employee Assistance Plan (click here)
- Anthem "Sydney" app (click here)
Group Number
- Anthem PPO (Group# 40795L): Plan Summary (click here)
One or more of the members are under the age of 65 - SISC Medicare 101 (click here) Password = SISCMedicare101
Other Resources
- Online Benefits Portal through eBenefits (click here)
- Anthem Provider Search (click here)
- Carrum for knee/hip/spine surgery (click here)
- MD Live telephone/skype medical advice (click here)
- Advance Medical Second Opinion (click here)
- Employee Assistance Plan (click here)
- Anthem "Sydney" app (click here)
Group Number
- Kaiser & Kaiser Senior Advantage (Group# 225543-3028) Plan Summary (click here)
This group number is for retirees under and over age 65 - SISC Medicare 101 (click here) Password = SISCMedicare101
Other Resources
- Kaiser Medicare Information (click here)
- Your care your way telephone/skype (click here)
- Advance Medical Second Opinion (click here)
- Employee Assistance Program (click here)
Premier Group Number
- Delta Dental Premier (Group#7046-03902) - employees hired prior to 1/1/1996
Premier Plan Summary
- Plan Summary (click here)
PPO Group Number
- Delta Dental PPO (Group #7046-03908) - employees hired on or after 1/1/1996
PPO Plan Summary
- Plan Summary (click here)
Other Resources:
- Delta Dental Website/app (click here)
Palomar College Retirees' Association - PACRA
PACRA is a non-profit, on-campus organization for the purpose of serving the needs and interests of Palomar College and its retirees. Membership is open to all retired employees of the College, their spouses. surviving spouses, Associate Members appointed by the Board of Directors and any active employees who desire to become members.
Retired Public Employees Association - RPEA
click hereAnthem
- Anthem Active and Fit (click here)
Kaiser
- Kaiser Silver and Fit - over age 65 (click here)
- Kaiser Active and Fit - under age 65 (click here)
Other Resources
- Aging and Independence Information (click here)
- UCSD Center for Healthy Aging (click here)
- Delta Dental Wellness Newsletter (click here)