These funds are a great way to ensure that you have enough income in retirement, and reduce taxable income. 403(b)-457(b) Universal Availability Notification.

How to start investing

Complimentary retirement plan counseling is available through our plan. This can help you understand 403(b)/457(b) investment in conjunction with your pension benefits. You can even obtain assistance with plan enrollment. Why enroll in a 403(b) or 457(b)?

SDCOE FBC Plan Website
For information you can email FBCSupport@planmember.com
(833)752-6322

Contribution Limits

• Maximum 2026 contribution $24,500
• Catch up contribution of $8,000 if you are age 50 or older

Investment Changes

• Contribution changes go directly to Schools First FCU, (800)462-8328 x-4727 or rpa@schoolsfirstfcu.org
  • 403(b) Change Form
  • 457(b) Change Form
• Rollover and Distribution Forms
  • 403(b) distribution form
  • 457(b) distribution form
• The Human Resource Services Benefits Office will process Schools First FCU changes on the 1st of each month. Changes received after the 1st will be made the following month.

Contact

Schools First CU (800)462-8328 x-4727 or rpa@schoolsfirstfcu.org
Palomar Benefits Office x-2889/x-3053 or benefits@palomar.edu