Palomar College is pleased to partner with Nelnet to offer Current Term and Past Due Payment Plans!
Current Term Payment Plans
Current term payment plans are available for current or upcoming terms. These payment plans are available the first day of registration for a new term and can be accessed through your MyPalomar Student Center. The cost to enroll in these plans is $25 and is non-refundable. A minimum balance of $100 is required to enroll in the Current Term Payment Plan. Students must pay their balance or sign up for a payment plan at the time of enrollment to avoid the risk of being being dropped for non-payment.
Once enrolled in the current term payment plan, you can add, drop, or change your courses and the payment plan balance will adjust accordingly. If classes are added, the balance of said class will be spread across all remaining payment plan payments. If classes are dropped, the balance of each remaining payment will be reduced.
If student drops all classes within the refund period, the payment plan will be cancelled. Any payments will be refunded back to you via check. Please note- payments are authorized three days prior to payment due date. If payment plan is cancelled within three days of the next payment date, that payment will pull from your bank account or credit card.
Note: Students wishing to designate a parent or other authorized payer on the payment plan can click on the “Want to designate another payer?” within the payment plan setup screen and complete the steps to do so.
To learn how to access and sign up for the Current Term Payment Plan, please review the instructions.
For more information on the Current Term Payment Plan options available, please visit the Nelnet website
Para mas información sobre el plan de pagó en español, por favor visita la página: Nelnet
Past Due Payment Plan
Once all standard payment plan options for a given term have closed, students may enroll in the Past Due Payment Plan, which can cover one or more past due terms. The non-refundable enrollment fee ranges from $30 to $100, depending on the outstanding balance and the length of the plan selected. This fee is paid directly to Nelnet, our payment plan provider, and does not reduce the balance owed.
| Plan Length | Minimum Balance | Cost |
|---|---|---|
| 3 or 6 month payment plan | Minimum $100 balance | $30 Non-Refundable Enrollment Fee |
| 9 or 12 month payment plan | Minimum $500 balance | $50 Non-Refundable Enrollment Fee |
| 15, 18, or 20 month payment plan | Minimum $3,000 balance | $80 Non-Refundable Enrollment Fee |
| 24, 30, or 36 month payment plan | Minimum $5,000 balance | $100 Non-Refundable Enrollment Fee |
To enroll, students must have a minimum past-due balance of $100. Eligible balances may include tuition and enrollment fees, mandatory campus fees, course fees, and certain financial aid adjustments. Students may maintain only one Past Due Payment Plan at a time.
Enrollment in the Past Due Payment Plan will remove the registration hold on a student’s account, allowing them to register for current or future terms. If the plan is cancelled, the enrollment hold will be reinstated. Students who default on a Past Due Payment Plan two or more times will not have the registration hold removed in the future unless their remaining balance is below $100.
Students can request the past due payment plan by contacting the Cashier’s Office at cashiers@palomar.edu or by calling 760-744-1150 x 2114.
New balances cannot be added to the Past Due Payment Plan. All new balances that are incurred after signing up for the Past Due Payment Plan must have other payment arrangements made- current term payment plans, playing in full, financial aid, etc.
If your past due balance changes for any reason (Financial Aid received, Petition approved), please contact the Cashier’s Office immediately to have the Past Due Payment Plan cancelled. This plan does not automatically cancel or adjust when the balance changes.
Updated 11/20/2025 CS