FALL '23 NEWSLETTER
This Semester
FALL SEMESTER STARTS
NEW BETTER FAFSA 2024-2025 IN DECEMBER!
DEVELOP AN EDUCATION PLAN!
IMPORTANT DATES & MORE
Fall Semester Starts
As we congratulate and say farewell to our students who graduated, we welcome new and returning students for the Fall. After a good Summer break we get ready for another full 16 weeks of school with holiday celebrations at the end. Palomar College offers fast track classes for those of you who want to finish some electives early or learn new skills. The Fall school schedule is still open for some of these fast track classes, so it's not too late to enroll. Below is a layout of the Fall school sessions so you can plan your semester accordingly.
Full Semester (16 Week) |
Start |
End |
Full Semester | 8/21/23 | 12/16/23 |
8 Week Fast Track |
Start |
End |
Session 1 | 8/21/23 | 10/14/23 |
Session 2 | 10/14/23 | 12/16/23 |
4 Week Fast Track |
Start |
End |
Session 1 | 8/21/23 | 9/16/23 |
Session 2 | 9/18/23 | 10/14/23 |
Session 3 | 10/16/23 | 11/11/23 |
Session 4 | 11/13/23 | 12/16/23 |
If you need help adding classes please reach out here for an appointment and an NCEOC Advisor will assist you.
Time to Renew your FAFSA® 23-24
For all students who are attending Summer and Fall '23, please remember to complete your Free Application for Federal Student Aid (FAFSA®) 23-24 application. Please remember the FAFSA® application has to be renewed every academic year, an academic year is measured from Fall to Spring. If you attended spring and are doing summer school you should have both applications 22-23 (previous) and 23-24 (upcoming) completed. There is some overlap for types of financial aid you can receive. For Summer '23 you will need to complete a FAFSA® 22-23 to receive Pell Grant during the summer and FAFSA® 23-24 to receive CCCPG during the summer. For more details or if you need help filling out a FAFSA® application you can make an appointment here with an NCEOC Advisor.
Financial Aid Types
Financial Aid comes in different forms, free money, earned money and borrowed money. To get started with Financial Aid at your College or University, you must complete a Free Application for Federal Student Aid (FAFSA®). Below we will go into detail about the types of aid available and how to receive an award.
Scholarships are available year-round from places like your work, or a foundation or group offering scholarships for eligible students. You use a service like Scholarships.com, or you can apply on your own to any private scholarship you learn about. Palomar College also has a scholarship application, it opens once a year in January and closes in March. You can click here to learn more about Scholarships from Palomar College.
Grants are free money for you to keep*. To receive grants you must complete a FAFSA®, it's very important that you add Palomar College (Federal School Code 001260) or your school of choice to your application. After the Department of Education has reviewed your application they will send it to Palomar College and/or your school(s) who will review your FAFSA® and award you aid based on eligibility and need. Some schools like Palomar College use Satisfactory Academic Progress (SAP) to determine continued eligibility for Financial Aid*.
*Students must meet the SAP guidelines to maintain Financial Aid Eligibility
Federal Work-Study provides funds for part-time employment for college and university students. Participating institutions include colleges, universities, federal/state or local public agencies, private non-profit and for-profit organizations. Jobs include tutors, peer mentoring and more. Students must file a FAFSA® as part of the application process to receive FWS. Palomar College offers FWS, click here to learn more.
Loans have to be paid back with interest. There are 3 types of loans if the need should arise.
- Federal Student Loans
- Subsidized Loans
- This type of loan is awarded based on need, as determined by the FAFSA®. The Federal Government pays the interest on this type of loan.
- Unsubsidized Loans
- This type of loan is awarded regardless of income, interest accrues from the time the loan is disbursed.
- Subsidized Loans
- State or Local College Loans
- Some specialized schools offer loans to help you pay for the program you choose to enroll in.
- Private Loans
- You can visit your local bank, or money lender for a school loan.
Palomar College can assist you with Federal Student Loans, you can click here to learn more.
Financial Aid by Semester
Below is a general guide for financial aid availability, per semester. It is important to do your FAFSA® as soon as the application is available (October 1st). For CalGrant you must complete a FAFSA® or California Dream Act Application before March 2nd to receive CalGrant for Fall of the same year.
FAFSA® 2022-2023
Summer 2022 |
Fall 2022 |
Spring 2023 |
Summer 2023 |
CCPG | CCPG | CCPG | |
Pell Grant As long as you attended Spring '22 |
Pell Grant | Pell Grant | Pell Grant |
FSEOG As long as you attended Spring '22 |
FSEOG | FSEOG | FSEOG |
SSCG | SSCG | ||
CalGrant | CalGrant | ||
FWS | FWS | FWS | FWS |
FAFSA® 2023-2024
Summer 2023 |
Fall 2023 |
Spring 2024 |
Summer 2024 |
CCPG | CCPG | CCPG | |
Pell Grant As long as you attended Spring '23 |
Pell Grant | Pell Grant | Pell Grant |
FSEOG As long as you attended Spring '23 |
FSEOG | FSEOG | FSEOG |
SSCG | SSCG | ||
CalGrant | CalGrant | ||
FWS | FWS | FWS | FWS |
Federal Pell Grants, unlike loans, do not have to be repaid. Pell Grants are awarded only to undergraduate students who display exceptional financial need and have not earned a bachelor's, graduate or professional degree.
- The maximum Federal Pell Grant award is $7,395 for the 2023–24 award year (July 1, 2023, to June 30, 2024).
- The amount depends on your financial need, costs to attend school, status as a full-time or part-time student, and plans to attend school for a full academic year or less.
- You are not eligible to receive a Federal Pell Grant if you are incarcerated or in a federal or state penal institution or are subject to an involuntary civil commitment upon completion of a period of incarceration for a forcible or nonforcible sexual offense.
To learn more you can click here.
California College Promise Grant (formerly the BOG Fee Waiver) waives enrollment fees for eligible students. CCPG is awarded based on financial need and is available for California residents.
- CCPG waives California residents enrollment fees of $46/unit
- Students must maintain a GPA of 2.0 or higher and have a completion rate of 50% of their attempted coursework*
To learn more you can click here.
*Palomar College Satisfactory Academic Progress (SAP) requires completion rate of 66% of your attempted units
The Cal Grant is a California-specific financial aid allocation that does not need to be paid back. Cal Grant applicants must apply using the FAFSA or CA Dream Act Application by the deadline and meet all eligibility, financial, and minimum GPA requirements of either program. Grants are for students attending Universities of California, California State Universities or California Community Colleges, or qualifying independent and career colleges or technical schools in California. CalGrants administered directly by the financial aid office of your institution.
- Submit a FAFSA or CADAA before 3/2 for disbursement in the fall of the same year
- Be a U.S. Citizen or AB540 eligible non-citizen
- Attend a qualifying California Community College or University
- At least 1/2 time enrollment (6 units)
- Maintain SAP
To learn more you can click here. To learn more from Palomar College CalGrant click here.
Federal Supplemental Educational Opportunity Grant is administered directly by the financial aid office of your institution.
- Eligible students must maintain a minimum of 1/2 time enrollment (6 units)
- FW and W are not considered
- Not available in the summer semester
To learn more you can click here. To learn more from Palomar College FSEOG click here.
Student Success Completion Grant is additional support for Cal Grant recipients. The grant provides aid to help offset the cost of community college and to encourage full-time attendance and successful on-time completion.
- Eligible students can receive up to $1,298 per semester ($2,596 annually) for taking 12-14.9 units
- Eligible students can receive up to $4,000 per semester ($8,000 annually) for taking 15 units or more
To learn more you can click here. To learn more from Palomar College SSCG click here.
Federal Work-Study provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the student’s course of study.
- It provides part-time employment while you are enrolled in school.
- It’s available to undergraduate, graduate, and professional students with financial need.
- It’s available to full-time or part-time students.
- It’s administered by schools participating in the Federal Work-Study Program. Check with your school's financial aid office to find out if your school participates.
To learn more you can click here. To learn more from Palomar College Work Study click here.
What is
TRIO is a group of 8 Federally Funded programs for students. TRIO programs are student service and outreach programs designed to identify and provide assistance to disadvantaged communities. TRIO includes 7 student programs and 1 program for training program directors. All TRIO programs serve and assist low-income individuals, first generation college students and disabled students progress through the academic pipeline from middle school to post-baccalaureate programs. The existence of TRIO is thanks to the Higher Education Act of 1965 and President Lyndon B. Johnson's war on poverty.
TRIO is not an acronym, it was named after the first three programs: Upward Bound, Talent Search and Student Support Services.
Who is
The North County Educational Opportunity Center (NCEOC) program is sponsored by Palomar College and funded by the U.S Department of Education.
The program is designed to identify and assist adults who want to enter, re-enter, continue, or enroll in a program of postsecondary education. NCEOC is dedicated to providing quality information, guidance, and services pertaining to education. Staff can assist individuals with exploring career paths, planning their education and where to go to school.
How do I qualify?
NCEOC is a federally-funded TRIO Program by the U.S. Department of Education. Services are FREE of charge for participating students and their families.
- Citizen or permanent resident
- At least 19 years of age
- Interested in enrolling in a high school diploma, GED program, or in a program of post-secondary education
- First Generation College student or considered a low-income individual (See chart below)
Size of Family Unit | Taxable Income | Size of Family Unit | Taxable Income |
---|---|---|---|
1 | $21,870 | 5 | $52,710 |
2 | $29,580 | 6 | $60,420 |
3 | $37,290 | 7 | $68,130 |
4 | $45,000 | 8 | $75,840 |
Who Should Apply
This program is designed for adults looking to further their education. Encouraged to apply are:
- Parents of Head Start children
- Single heads of households
- CalWorks recipients
- Persons who did not complete high school or college
- High school graduates with no post-secondary education or dropouts
- Persons with disabilities
- Persons with limited English proficiency
- Justice-involved individuals
- Veterans
For more information please click below!
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