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Will a short sale on my San Diego home cost me anything?

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Interesting article on Short sales in San Diego by Gary Kent. Nice video series. Good use of YouTube videos.

San Diego how does a short sale work?

 

Will a short sale on my San Diego home cost me anything?

http://www.ShortOrStaySanDiego.com Hi! I’m San Diego short sale expert Gary Kent and in this video I explain the short sale process in San Diego 858-457-5368.
Many San Diego home owners who owe more than their home is worth are concerned about the cost and expense to short sell their San Diego home. In this video, I review a key California Senate Bill – SB458 which in most cases can limit the bank from making you contribute to the shortage before they will approve your short sale process. The video also addresses that SB458 limits the bank from coming after you for any shortage on your San Diego short sale.

While I’m not a short sale attorney and cannot give legal advice, I have closed over 200 short sales in San Diego and I know the short sale process.
My website http://www.ShortOrStaySanDiego.com gives San Diego home owners the opportunity to see at a glance how much their home is worth and when compared to how much they owe, how long it will take to where their San Diego home is once again worth more than they owe. In the process of a short sale, a major concern can be; will a short sale on my San Diego home cost me anything? To contact me, call Gary Kent at 858-457-5368 for a confidential conversation about the San Diego short sale process. Gary Kent Team – Keller Williams Realty.

Gary Kent Pictureby Gary Kent. Gary has successfully helped well over 200 clients and their families sell their homes or other real estate via a short sale. In 1991, he closed his first short sale for a young family, and since has been helping clients get out of stressful financial situations, escape from “under water” mortgages, avoid foreclosure (and the accompanying stigma), save their credit, and maintain their pride through a short sale. You can find Gary on Facebook, Twitter and Gary Kent on Google+

Can I get paid moving costs by the bank to short sell my San Diego home

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My San Diego Home, Can I Get Paid To Do A Short Sale? San Diego Short Sale Relocation Money

A frequent question our San Diego Home owners ask us when they need to do a short sale is “Will the bank pay me anything to short sell my San Diego home?”
This term has several names but the more official term is “relocation assistance” and the more familiar is “cash for keys.”

Sometimes the answer is yes. The short sale program called HAFA already has a formula to help homeowners with the move out of the home.
While “cash for keys” is very common after a San Diego foreclosure, this is a new option on short sales in San Diego.

Other major banks, such as Bank of America, Wells Fargo & Chase may consider it on a case-by-case basis.
A big hurdle depends on just who owns the loan and what their guidelines are. Remember, the company
that you make your mortgage payment to, might not be the same one that actually owns the loan.
They may be what is called a “Loan Servicer.” But, often they will have guidelines that will allow them
to offer something to the San Diego short sale seller to help them move.

So, if you own a San Diego home and are concerned about how much your home is worth compared to home much you owe,
you have options. One is to contact San Diego short sale expert Gary Kent at 858-457-5368.

Another is to visit www.ShortOrStaySanDiego.com put in your property information along with your loan information and
Gary will send you a report that will give you an idea if you have any equity or how long (months/years) before your
San Diego home is worth more than your loans.