NOT YET ON THE MARKET: Affordable condo in a great neighborhood. Are you a first time buyer or someone looking for a place to call home that is just the right size and low maintenance?

Check out 4149 Mt. Alifan Place #F in Clairemont. Clairemont is a large and populous San Diego community. It contains a number of restaurants, and a monthly car show. There are a few bars and clubs within Clairemont, but not as many as one would find in other areas of San Diego.

Along with Clairemont Town Square, there are also a few other hangout areas available to enjoy. Convoy Street is a busy street with a large amount of Asian influence. There are Asian-style markets, restaurants, tea shops, and other places that are great for exploring and trying new things. There are also numerous mini-malls throughtout Clairemont with many different restaurants and stores to discover. Within Clairemont there are a few separate neighborhoods: Bay Ho, North Clairemont, South Clairemont, and Mount Streets. Surrounding areas include Bay Park, Pacific Beach, University City, and Linda Vista. It is also bordered by three major freeways: the 52, 5 and 805. Most areas of San Diego are easily accessible because of these freeways. Clairemont is very family oriented; its homes are generally well-suited for large families. It has two branches of the San Diego Public Library, as well as over 20 different schools, including multiple private ones, to choose from.

This Clairemont condo at 4149 Mt. Alifan Place #F has two bedrooms, 1 bathroom, 910 square feet and is priced at $235,000. Affordable condo in great location — walk to shops (Kohl’s, Target, Walgreens) & dining (IHOP, Balboa International Grill, 85C Bakery Cafe, Vallarta Express). You’ll love the stunning remodeled kitchen with “Cappuccino Foam” granite, light wood cabinets, & recessed lights. This stunning condo offers big bedrooms, spacious living room, newer heating, and more. In addition, the complex has a pool, spa, & clubhouse.

Looking to sell your San Diego home? Get a free home value report.  Buying a San Diego home? Search all homes for sale.

867 La Jolla Homes are still “underwater” According to recent research, La Jolla real estate agent Gary Kent has discovered that there are 867 La Jolla homes that are over-encumbered by 120% or more. Of these homes, 289 are single family residences and the remaining 578 are condominiums or planned unit development homes (PUD).

The La Jolla real estate market has been strong recently, but there are still homes that may take years to reach break-even with market values. In many cases, it is not an issue since the La Jolla home owners want to live in La Jolla and are still making their payments. However for some La Jolla home owners it may not be that simple. If a La Jolla home owner has a hardship and needs to sell, they may be stuck between a rock and a hard spot. The good news is that more lenders like Bank of America, Wells Fargo and Chase are working with home owners to complete short sales since it is usually better for the bank than foreclosure.

We’ve also launched a new website called www.ShortOrStaySanDiego.com to help folks figure out just how far underwater they are now and a projection of how long it may take to recover to break-even. Who knows, instead of talking about their mutual funds, maybe the new talk at cocktail parties will be how much equity you may have in your home. When La Jolla home owners have questions about whether or not to short sell their La Jolla home, they can call La Jolla short sale expert Gary Kent. Gary Kent and his team have helped over 200 homeowners who needed to do a short sale on the San Diego home.

Another in the continuing exercise in San Diego Real Estate Marketing for my Real Estate Principles and Practice Students

San Diego Real Estate Short Sale Expert, Gary Kent, gives his expert advice on short selling your home. In this video, Gary explains the documents needed to complete a short sale in San Diego County.
The short sale documents, that you most likely need to provide to the lender(s) are:

1. 2 years of the most recent federal tax returns, The bank will also require that you sign them

2. 2 months worth of pay stubs for all borrowers on the loan

3. 2 months worth of bank statements on all accounts.

4. Hardship letter showing why you need to short sell your San Diego home, along with documentation. Examples would be, divorce papers, death certificate, disability papers etc.

5. Authorization letter to allow the Gary Kent Team to process a short sale on your San Diego home.

After that, they will require these documents to be kept up to date through the entire transaction. Another form they may require is what is generally called “An arms-length agreement” to make sure that you and the buyer are not related or plotting to cheat the bank with any side agreements.

After they get these documents, one of the next things that they will require is a current valuation to show that your San Diego home is worth less than the loans. To find this out quickly, go to:
www.ShortOrStaySanDiego.com

By Gary Kent

Gary Kent
858-457-5368
Gary Kent Team, Keller Williams Realty

CA License
01864740

How to find a San Diego Short Sale Agent? San Diego home owners who are facing the prospect of a short sale, need to find short sale specialist. Most folks find their agents from the “neighborhood specialist” or by a family member or friend. Gary Kent, a San Diego REALTOR since 1984 suggests that you look first for experience. At the minimum that they have at least 20 successful short sales in San Diego. The Gary Kent Team has helped over 200 families through the short sale process. To contact Gary Kent directly, call 858-457-5368.

by Gary Kent

Based on articles I’ve read, YouTube (owned by Google) is the second largest search engine. Logic supports that if you post on YouTube, it will support your SEO efforts and it appears so. The next series of articles by Gary Kent are designed to be part of that experiment.

By Kevin Hall

As part of Real Estate Practice, the growing trend since Al Gore invented the internet (insert chuckle here) is learning how to optimize your message for the Search Engines. The following series of blog posts are from an effort that I’ve taken on to promote Gary Kent as a Short Sale Expert in San Diego Real Estate.

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