San Diego Short Sale Process
Is Your Bank Laughing At You?
As a San Diego home owner, does it feel like your bank is laughing at you? It sort of does, doesn’t it? I mean when you compare your mortgage payment to the amount it would cost to rent the same home… YIKES! And what about when you owe more than it is worth? The bank knows that you have no equity and they are hoping to keep you paying.
Even if the bank isn’t laughing at you, some San Diego home owners face a dilemma. What do I do when I owe more on my house than it is worth? What are my options? Should I try a loan modification? Will the bank work with me? What is my tax exposure if I do a short sale on my San Diego home? What is the short sale process? Will the bank approve my short sale?
Here are three steps to learn more about the San Diego Short Sale Process:
1. Go to our website www.ShortOrStaySanDiego.com to see how long you will have to pay on your San Diego home before it is worth more than what you owe.
2. Or, call San Diego short sale specialist Gary Kent at 858-457-5368 for a quick confidential analysis of your situation.San Diego short sale expert Gary Kent has written the book on bank short sales. Gary would like to offer the San Diego Short Sale Guide to you for free – Click Here.
3. Attend a free seminar on October 22, 2012 ” SHORT SALE: How To Avoid Foreclosure, Save Your Credit, & Protect Your Savings!”
Come & Learn:
– How soon can you buy after your short sale?
– Do YOU qualify for a short sale? Come & find out!
– Protect your savings & assets from bank lawyers!
– Do you have to pay anything to do your short sale?
– How to get thousands in cash “relocation allowance”
– Avoid the stigma & lingering problems of foreclosure
– Can your lender sue you for the loss on your short sale?
– What REALLY hurts your credit? …It’s not what you think!
– Why a short sale is so much better for you than foreclosure
– Which “hardships” qualify you for a short sale? Which don’t?
– How we surprised one client with $14K cash at closing…legally
– If an agent does THIS, do NOT let them touch your short sale!
– What HAFA is & how it can make your short sale faster & easier
– 7 options if you owe too much. Most agents only tell you 2-3
– You’ve heard of property flipping. How about “flopping”?!
– Should you be current on HOA dues? Property taxes?
– Avoid dangerous scams, including the latest one
– When it’s illegal for banks to ask you for money to close your short sale
– Will a short sale delay/prevent foreclosure?
– Should you spend money to fix up your home?
– Must you be behind on your mortgage?
– Can you sell to family or friends?
– Can you buy your home back?
The Gary Kent Team of Keller Williams is a California Real Estate Broker, License 00862878. We are not licensed to provide legal or tax advice and we encourage our clients to seek legal and/or tax advice early in the short sale process. Click here for more information on San Diego short sales:
San Diego Short Sale Process:
by Gary Kent. Gary has successfully helped well over 200 clients and their families sell their homes or other real estate via a short sale. In 1991, he closed his first short sale for a young family, and since has been helping clients get out of stressful financial situations, escape from “under water” mortgages, avoid foreclosure (and the accompanying stigma), save their credit, and maintain their pride through a short sale. You can find Gary on Facebook, Twitter and Google+.