{"id":7491,"date":"2020-01-31T14:24:16","date_gmt":"2020-01-31T22:24:16","guid":{"rendered":"https:\/\/www.palomar.edu\/hr\/?page_id=7491"},"modified":"2025-11-25T12:33:15","modified_gmt":"2025-11-25T20:33:15","slug":"retiree-information-page","status":"publish","type":"page","link":"https:\/\/www.palomar.edu\/hr\/retiree-information-page\/","title":{"rendered":"Retiree Resource Page"},"content":{"rendered":"<div id=\"pl-7491\"  class=\"panel-layout\" ><div id=\"pg-7491-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-7491-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-7491-0-0-0\" class=\"so-panel widget_sow-accordion panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-accordion so-widget-sow-accordion-default-d912a5400726-7491\"\n\t\t\t data-max-open-panels=\"0\" data-initial-scroll-panel=\"0\"\n\t\t><div>\n\t<div class=\"sow-accordion\">\n\t\t\t<div class=\"sow-accordion-panel\n\t\t sow-accordion-panel-open\t\t\t\"\n\t\t\t\tdata-anchor-id=\"retiree-open-enrollment-2025-2026-information\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-retiree-open-enrollment-2025-2026-information\" aria-controls=\"accordion-content-retiree-open-enrollment-2025-2026-information\" aria-expanded=\"true\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tRETIREE OPEN ENROLLMENT 2025-2026 INFORMATION\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-retiree-open-enrollment-2025-2026-information\"\n\t\t\t\tid=\"accordion-content-retiree-open-enrollment-2025-2026-information\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<h1>Open Enrollment 2025-2026<\/h1>\n<h2>Fall 2025 Enrollment is Closed.<\/h2>\n<h3>Changes took effect October 1, 2025<\/h3>\n<h2>No Changes, No Action Required!<\/h2>\n<p>All retirees can change their medical\/dental insurance plans or add\/delete dependents. We are no longer using the eBenefits portal for insurance changes, you will use the digital form links on this webpage and in the Open Enrollment Retiree Presentation. Review insurance plan options in the Open Enrollment Retiree Presentation. There is a special section at the bottom of this page for individuals who retired on or after October 1, 2020. \u00a0(<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/08\/2025_Open-Enrollment-Retiree-Benefit-Presentation.pptx\">2025 Retiree Open Enrollment Presentation Slides<\/a>)<\/p>\n<p>Please be sure your Palomar College address and emergency contact information is up to date. <a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhB1csrjlauB_uT7prNilp2tf43MiRNKIopDj7Gl0bx-7BmAWN6haKUtPo5seF3h2oc*\">Address\/Emergency Contact Form<\/a><\/p>\n<p>The medical and dental contributions listed below apply October 1, 2025 through September 30, 2026 for people who retired on, or after, 10\/1\/2020.<\/p>\n<h3>Medical Insurance Information<\/h3>\n<p><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-Oct-Blue-Cross-HMO-Classic-20-Priority-Select.pdf\">Anthem CaliforniaCare HMO U65 Plan Summary (no retiree contribution required)<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-Oct-Blue-Cross-PPO-80-E-20.pdf\">Anthem 80E PPO U65 Plan Summary (no retiree contribution required)<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-Oct-Blue-Cross-PPO-100-A-10-Select.pdf\">Anthem 100A U65 PPO Plan Summary (Retired on\/after 10\/1\/2020: Single $226\/mo., 2-party $445\/mo., Family $627\/mo.)<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/EGWP.2025-Oct-Blue-Cross-PPO-100-A-0.pdf\">Anthem PPO EGWP +65 Plan Summary (no retiree contribution required)<\/a><\/p>\n<p><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-Oct-Kaiser-HMO-0-OV-5-Rx.pdf\">Kaiser HMO U65 Plan Summary (no retiree contribution required)<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/09\/2025-Oct-Kaiser-HMO-HSA-1700.pdf\">Kaiser HDHP\/HSA U65 Plan Summary (no retiree contribution required)<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/2025-Oct-Kaiser-HMO-KPSA-0.pdf\">Kaiser Permanente Senior Advantage +65 Plan Summary (no retiree contribution required)<\/a><\/p>\n<h3>Dental Plan Information<\/h3>\n<p><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-DeltaCare-USA-Benefit-Summary.pdf\">DeltaCare USA DHMO Plan Summary (no retiree contribution required)<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/PCCD-07046-03905039060390703908-PPO-ACSIG-Dental-Summary-10.1.25.pdf\">Delta PPO Plan Summary ($44.30\/mo. contribution required if retired on\/after 10\/1\/2020)<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/PCCD-07046-0390303904-Premier-Incentive-ACSIG-Dental-Summary-10.1.25.pdf\">Delta Premier Incentive Plan Summary ($71.00\/mo. contribution if retired on\/after 10\/1\/2020)<\/a><\/p>\n<h3>How to enroll or make changes:<\/h3>\n<ol>\n<li>Review the \"2025 Retiree Open Enrollment Presentation Slides\"<\/li>\n<li>Find the plan from the list below that you would like to change<\/li>\n<li>Click the text to pull up the digital form<\/li>\n<li>Carefully complete the fields on the digital form<\/li>\n<li>Use the \"sign\" button to create a signature and sign the form<\/li>\n<li>You will receive an emailed copy of the completed form as confirmation of your submission<\/li>\n<li>The Benefits Office will automatically receive a copy of the form<\/li>\n<\/ol>\n<p><strong>MEDICAL FORMS<\/strong><br \/>\n<a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhA4tH6t4H7AMDJyPDUXQCExFpLn40NjRO_DPz3oCBkWDvOU5UlE-zDfbXdyiojWxk4*\">Anthem PPO U65<\/a><br \/>\n<a href=\"mailto:benefits@palomar.edu?subject=OE%20EGWP%20Form%20Needed\">Anthem PPO +65<\/a> (this is an email not a digital form)<br \/>\n<a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhABwo0nAKnvGUHFEA6Ir1gYduBJR2RofLBZZ3Tbl7ALvm2Jj8DhKGfoGRRCuMLBAao*\">Anthem PPO 80E<\/a><br \/>\n<a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhAp354Mb1bairxKXia0HIavRPEZlVs_yUMCiX9XROgGA3Tk68pIdzpi7ZWAywrzbVY*\">Anthem HMO<\/a><br \/>\n<a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhC05lhSTDG7qx3oFVjEFo5PSC0MfGw1YNJM_VNJ80vWRcBy0yh57tz59XSrmXcQzYc*\">Kaiser HMO U65<\/a><br \/>\n<a href=\"mailto:benefits@palomar.edu?subject=OE%20KPSA%20Form%20needed\">Kaiser HMO +65<\/a> (this is an email not a digital form)<br \/>\n<a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhDG-HBDIpRRuzxDjFWKlhLAQHGgNsB1dc3XONxxVQyF3Fa4itVjSjjd2zvH5_9zM5c*\">Kaiser HDHP<\/a><\/p>\n<p><strong>DENTAL FORMS<\/strong><br \/>\n<a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhBMTCKH5Sra0O14_M9HRLVHk74euGTgko6meOFz5LJjKt8wxBe_pC5-Q9pPliKzP_8*\">Delta Premier<\/a><br \/>\n<a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhD_GwqreNH57nfPK2CcKG3wZ3HjIVgs3uZGoEn1CVfNNe6u5QuGBgXOopYdymtmxdk*\">Delta PPO<\/a><br \/>\n<a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhDYGvJZL4HsXimRGSdBwnfY06pCCoceYXFI1lPwKL3QgDFJd-cLn4FAlEjq_fKGzTc*\">DeltaCare USA DHMO<\/a><\/p>\n<h3>Annual Required Notifications:<\/h3>\n<p><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/HIPAA.Privacy.Notice.2022.pdf\">HIPAA Privacy Notice<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/Marketplace.2022.pdf\">Insurance Marketplace Notice<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/COBRA.General.Notice.2022.English.pdf\">COBRA General Notice<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/Newborns-Act2022.pdf\">Newborns Health Protection Act<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/CHIPRA.2022.pdf\">Children's Health Insurance Program<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/ModelCredibleCoverageDiclosure2022.pdf\">Medicare Creditable Coverage Disclosure<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/Patient-Protection-Disclosure.2022.pdf\">Patient Protection Disclosure<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/Special-Enrollment-Notice2022.pdf\">Special Enrollment Notice<\/a><br \/>\n<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/WHCRA-Notice-2022.pdf\">Women's Health &amp; Cancer Rights Notice Notice<\/a><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"anthem-egwp-over-age-65\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-anthem-egwp-over-age-65\" aria-controls=\"accordion-content-anthem-egwp-over-age-65\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tAnthem EGWP - over age 65\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-anthem-egwp-over-age-65\"\n\t\t\t\tid=\"accordion-content-anthem-egwp-over-age-65\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<h3>Group Number<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/EGWP.2025-Oct-Blue-Cross-PPO-100-A-0.pdf\">Anthem PPO EGWP +65 Plan Summary, Group# 4R001A (no retiree contribution required)<\/a><br \/>\nAll members must be 65 or older to be on this plan<\/li>\n<li><a href=\"https:\/\/sisc.webex.com\/recordingservice\/sites\/sisc\/recording\/playback\/42ffe949913745a9830234e3b4c25192\">SISC Medicare 101:\u00a0Password = SISCMedicare101<\/a><\/li>\n<\/ul>\n<h3>Part D Reimbursement &amp; Resources<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2020\/01\/EGWP-Reimbursement-Form.Fillable.pdf\">Medicare Part D IRMAA Reimbursement Form<\/a><\/li>\n<li><a href=\"https:\/\/www.medicare.gov\/health-drug-plans\/part-d\/basics\/costs\">Medicare IRMAA Medicare Part D website<\/a><\/li>\n<li><a href=\"https:\/\/www.cms.gov\/medicare\/coverage\/prescription-drug-coverage\/formulary-guidance\">Medicare Part D Formulary<\/a><\/li>\n<\/ul>\n<h3>Other Plan Resources<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.medicare.gov\/care-compare\/?redirect=true&amp;providerType=Physician\">Medicare Provider Search<\/a>\u00a0&amp; <a href=\"https:\/\/www.anthem.com\/ca\/find-care\/\">Anthem Provider Search<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/07\/MDLive-Flyer.pdf\">MDLive Telehealth<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/07\/Teledoc-Second-Opinion.pdf\">Teledoc Expert Second Opinion<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2024\/02\/EAP-Service-Summary.pdf\">Retiree Wellness, Mental Health, and Crisis Resources<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2024\/12\/Anthem-Sydney-Health-App-to-access-your-id-card.pdf\">Anthem Sydney Health App - Access to ID card<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/Anthem-ActiveFit-Flyer.pdf\">Anthem Active&amp;Fit Flyer<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/Kaiser-One-Pass-Flyer-Active-Employees-and-Under-65-Retirees.pdf\">Kaiser One Pass Flyer - Active Employees and Under 65 Retirees<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/Kaiser-One-Pass-Flyer-Medicare-Retirees.pdf\">Kaiser One Pass Flyer - Medicare Retirees<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2024\/07\/Anthem-Lark-Flyer.pdf\">Lark Diabetes Prevention Program<\/a><\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"anthem-medical-plans-under-age-65\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-anthem-medical-plans-under-age-65\" aria-controls=\"accordion-content-anthem-medical-plans-under-age-65\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tAnthem Medical Plans - under age 65\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-anthem-medical-plans-under-age-65\"\n\t\t\t\tid=\"accordion-content-anthem-medical-plans-under-age-65\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<h3>Group Number<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-Oct-Blue-Cross-PPO-100-A-10-Select.pdf\">Anthem 100A U65 PPO Plan Summary<\/a>\n<ul>\n<li>One or more of the members are under the age of 65<\/li>\n<\/ul>\n<\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-Oct-Blue-Cross-PPO-80-E-20.pdf\">Anthem 80E PPO U65 Plan Summary<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-Oct-Blue-Cross-HMO-Classic-20-Priority-Select.pdf\">Anthem CaliforniaCare U65 HMO Plan Summary<\/a><\/li>\n<li><a href=\"https:\/\/sisc.webex.com\/recordingservice\/sites\/sisc\/recording\/playback\/42ffe949913745a9830234e3b4c25192\">SISC Medicare 101:\u00a0Password = SISCMedicare101<\/a><\/li>\n<\/ul>\n<h3>Other Resources<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.anthem.com\/ca\/find-care\/\">Anthem Provider Search<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/AnthemPPO.Carrum-Flyer.pdf\">Anthem PPO Carrum Knee\/Hip\/Spine Flyer<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/07\/MDLive-Flyer.pdf\">MDLive Telehealth<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/07\/Teledoc-Second-Opinion.pdf\">Teledoc Expert Second Opinion<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2024\/02\/EAP-Service-Summary.pdf\">Confidential Retiree Wellness, Mental Health, and Crisis Resources<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2024\/12\/Anthem-Sydney-Health-App-to-access-your-id-card.pdf\">Anthem Sydney Health App - Access to ID card<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2024\/07\/Anthem-Lark-Flyer.pdf\">Lark Diabetes Prevention Program<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/Lantern-Cancer-Care-Flyer.pdf\">Lantern Cancer Care Flyer<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/HingeSelect-Flyer.pdf\">Hinge Health Joint and Muscle Pain Flyer<\/a><\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"kaiser-medical-plans\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-kaiser-medical-plans\" aria-controls=\"accordion-content-kaiser-medical-plans\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tKaiser Medical Plans\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-kaiser-medical-plans\"\n\t\t\t\tid=\"accordion-content-kaiser-medical-plans\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<h3>Group Number<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/2025-Oct-Kaiser-HMO-0-OV-5-Rx.pdf\">Kaiser HMO U65 Plan Summary Group# 225543-3028RBN (no retiree contribution required)<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/09\/2025-Oct-Kaiser-HMO-HSA-1700.pdf\">Kaiser HDHP\/HSA U65 Plan Summary Group# 234480-0075RBN (no retiree contribution required)<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/2025-Oct-Kaiser-HMO-KPSA-0.pdf\">Kaiser Permanente Senior Advantage +65 Plan Summary Group# 225543-3028RBN (no retiree contribution required)<\/a><\/li>\n<li><a href=\"https:\/\/sisc.webex.com\/recordingservice\/sites\/sisc\/recording\/playback\/42ffe949913745a9830234e3b4c25192\">SISC Medicare 101: Password = SISCMedicare101<\/a><\/li>\n<\/ul>\n<h3>Other Resources<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2020\/01\/Kaiser.Your-Care-Your-Way.pdf\">Your care your way telephone\/skype<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/07\/Teledoc-Second-Opinion.pdf\">Teledoc Expert Second Opinion<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2024\/02\/EAP-Service-Summary.pdf\">Confidential Retiree Wellness, Mental Health, and Crisis Resources<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/Kaiser-One-Pass-Flyer-Active-Employees-and-Under-65-Retirees.pdf\">Kaiser One Pass Flyer - Active Employees and Under 65 Retirees<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/Kaiser-One-Pass-Flyer-Medicare-Retirees.pdf\">Kaiser One Pass Flyer - Medicare Retirees<\/a><\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"delta-dental\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-delta-dental\" aria-controls=\"accordion-content-delta-dental\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tDELTA Dental\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-delta-dental\"\n\t\t\t\tid=\"accordion-content-delta-dental\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<h3>Premier Group Number<\/h3>\n<ul>\n<li>Delta Dental Premier (Group#7046-03902)<\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/PCCD-07046-0390303904-Premier-Incentive-ACSIG-Dental-Summary-10.1.25.pdf\">Delta Premier Incentive Plan Summary ($71.00\/mo. contribution if retired on\/after 10\/1\/2020)<\/a><\/li>\n<\/ul>\n<h3>PPO Group Number<\/h3>\n<ul>\n<li>Delta Dental PPO (Group #7046-03908)<\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/PCCD-07046-03905039060390703908-PPO-ACSIG-Dental-Summary-10.1.25.pdf\">Delta PPO Plan Summary ($44.30\/mo. contribution required if retired on\/after 10\/1\/2020)<\/a><\/li>\n<\/ul>\n<h3>Other Resources:<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2013\/02\/DeltaWebsiteFlyer6-2014.pdf\">Delta Dental Website\/app<\/a><\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"palomar-college-retirees-association-pacra\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-palomar-college-retirees-association-pacra\" aria-controls=\"accordion-content-palomar-college-retirees-association-pacra\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tPalomar College Retirees' Association - PACRA\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-palomar-college-retirees-association-pacra\"\n\t\t\t\tid=\"accordion-content-palomar-college-retirees-association-pacra\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<h3>Palomar College Retirees' Association - PACRA<\/h3>\n<p><a class=\"button\" href=\"https:\/\/www.palomar.edu\/pacra\/\">click here<\/a><\/p>\n<p>PACRA is a non-profit, on-campus organization for the purpose of serving the needs and interests of Palomar College and its retirees. Membership is open to all retired employees of the College, their spouses. surviving spouses, Associate Members appointed by the Board of Directors and any active employees who desire to become members.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"retired-public-employees-association-rpea\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-retired-public-employees-association-rpea\" aria-controls=\"accordion-content-retired-public-employees-association-rpea\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tRetired Public Employees Association - RPEA\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-retired-public-employees-association-rpea\"\n\t\t\t\tid=\"accordion-content-retired-public-employees-association-rpea\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<h3>Retired Public Employees Association - RPEA<\/h3>\n<a class=\"button\" href=\"https:\/\/www.rpea.com\/\">click here<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"california-retired-teachers-association-calrta\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-california-retired-teachers-association-calrta\" aria-controls=\"accordion-content-california-retired-teachers-association-calrta\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tCalifornia Retired Teachers Association - CalRTA\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-california-retired-teachers-association-calrta\"\n\t\t\t\tid=\"accordion-content-california-retired-teachers-association-calrta\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><a href=\"https:\/\/calrta.org\/\">California Retired Teachers Association (CalRTA)<\/a><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"staying-healthy\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-staying-healthy\" aria-controls=\"accordion-content-staying-healthy\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tStaying Healthy\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-staying-healthy\"\n\t\t\t\tid=\"accordion-content-staying-healthy\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<h3>Anthem<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2020\/01\/Anthem_Active-and-Fit-Flyer.pdf\">Anthem Active and Fit<\/a><\/li>\n<\/ul>\n<h3>Kaiser<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/Kaiser-One-Pass-Flyer-Active-Employees-and-Under-65-Retirees.pdf\">Kaiser One Pass Flyer - Active Employees and Under 65 Retirees<\/a><\/li>\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/11\/Kaiser-One-Pass-Flyer-Medicare-Retirees.pdf\">Kaiser One Pass Flyer - Medicare Retirees<\/a><\/li>\n<\/ul>\n<h3>Other Resources<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.sandiegocounty.gov\/content\/sdc\/hhsa\/programs\/ais.html\">Aging and Independence Information<\/a><\/li>\n<li><a href=\"https:\/\/healthyaging.ucsd.edu\/index.html\">UCSD Center for Healthy Aging<\/a><\/li>\n<li><a href=\"https:\/\/cahealthadvocates.org\/hicap\/san-diego\/\">San Diego County Health Advocates<\/a><\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\t\"\n\t\t\t\tdata-anchor-id=\"retiree-medicare-part-a-part-b-and-part-d-over-age-65\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-retiree-medicare-part-a-part-b-and-part-d-over-age-65\" aria-controls=\"accordion-content-retiree-medicare-part-a-part-b-and-part-d-over-age-65\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tRetiree Medicare Part A, Part B and Part D - over age 65\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#x2b;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-fontawesome sow-fas\" data-sow-icon=\"&#xf068;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-retiree-medicare-part-a-part-b-and-part-d-over-age-65\"\n\t\t\t\tid=\"accordion-content-retiree-medicare-part-a-part-b-and-part-d-over-age-65\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p>At age 65, retirees and dependents eligible for Medicare benefits must enroll in Medicare Part A and B.<\/p>\n<p><strong>What happens if Medicare Part A and\/or Part B lapses due to non-payment?\u00a0<\/strong> The retiree and\/or spouse is responsible for paying Palomar College the penalties of Part A and\/or Part B lapse in coverage to maintain retiree benefits.\u00a0 Effective October 1, 2025, the monthly penalties are:\u00a0 Part A $700, Part B $700.<\/p>\n<p><strong>Why did my Medicare Part A and\/or Part B lapse?<\/strong>\u00a0 Social Security will answer this question, and they can help reinstate Part A and\/or Part B.\u00a0 We don't really know why this happens, but our office has seen cases where a retiree may have a spike in income and that may trigger an increase in payment for Part B.\u00a0 The retiree may or may not be aware of this and when Social Security does not receive a payment it appears they terminate Part A and\/or Part B.\u00a0 This event will trigger the Palomar College penalties listed above.<\/p>\n<p><strong>Do I need to enroll in Medicare Part D?<\/strong>\u00a0 No, when you enroll in Kaiser Senior Advantage or Anthem PPO\/EGWP, SISC\/Palomar College will automatically enroll you in Medicare Part D for prescription medications.<\/p>\n<p><strong>What happens if I enroll in a Medicare Part D plan outside of SISC\/Palomar College?<\/strong>\u00a0 The Centers for Medicare and Medicaid Services (CMS) does not allow a member to be enrolled in two Medicare plans.\u00a0 Should the retiree and\/or spouse enroll in a Medicare Part D plan outside of SISC\/Palomar College, the SISC\/Palomar College medical and prescription drug benefits will be terminated.\u00a0 Retiree and\/or spouse will need to provide proof of disenrollment without a break in coverage prior to reenrollment.\u00a0 Reenrollment is not guaranteed.\u00a0 Contact the Benefits office at 760-744-1150 X3053 or X2889 or send an email to Benefits@palomar.edu with any questions.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>RETIREE OPEN ENROLLMENT 2025-2026 INFORMATION Open Enrollment 2025-2026 Fall 2025 Enrollment is Closed. Changes took effect October 1, 2025 No Changes, No Action Required! All retirees can change their medical\/dental insurance plans or add\/delete dependents. We are no longer using the eBenefits portal for insurance changes, you will use the digital form links on this&hellip; <a class=\"continue\" href=\"https:\/\/www.palomar.edu\/hr\/retiree-information-page\/\">Continue Reading<span> Retiree Resource Page<\/span><\/a><\/p>\n","protected":false},"author":518,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-7491","page","type-page","status-publish","hentry"],"featured_image_src":null,"acf":[],"_links":{"self":[{"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/pages\/7491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/users\/518"}],"replies":[{"embeddable":true,"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/comments?post=7491"}],"version-history":[{"count":54,"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/pages\/7491\/revisions"}],"predecessor-version":[{"id":7496,"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/pages\/7491\/revisions\/7496"}],"wp:attachment":[{"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/media?parent=7491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}