{"id":5505,"date":"2018-08-02T16:44:41","date_gmt":"2018-08-02T23:44:41","guid":{"rendered":"https:\/\/www.palomar.edu\/hr\/?page_id=5505"},"modified":"2026-01-20T14:47:39","modified_gmt":"2026-01-20T22:47:39","slug":"hmo-hdp-hsa-fsa","status":"publish","type":"page","link":"https:\/\/www.palomar.edu\/hr\/hmo-hdp-hsa-fsa\/","title":{"rendered":"FSA, LIFE, LTC, LEGAL, 403(b)\/457(b)"},"content":{"rendered":"\n<p>Open Enrollment is the one time of year that you can make changes to your benefits without a special event. Below you will find information about some of the benefits that you can elect.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">American Fidelity Products<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Flexible Spending Accounts<\/h3>\n\n\n\n<p><br><a href=\"https:\/\/nam02.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fenroll.americanfidelity.com%2F9D428BB9&amp;data=05%7C02%7Cwcorbin%40palomar.edu%7C5d4a7f61ae6940ea2a3d08ddca416f56%7Cdfa178eb10ca40c09667f4732f3381fe%7C0%7C0%7C638889104606117263%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=iRCa16n1HtFtsENrYjUXsxDhJiCxfc2XwXF0vMzD7KM%3D&amp;reserved=0\">Schedule an appointment with the American Fidelity Representative<\/a>: Michelle Kramer 951\/200-5770, <a href=\"mailto:MaryAnne.Crosby@americanfidelity.com\">Michelle.Kramer@americanfidelity.com<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">American Fidelity Supplemental Products<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/americanfidelity.com\/products\/benefits\/\">Accident, Cancer, Short Term Disability, and much more <\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Aflac Products<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.aflac.com\/\">Accident, Hospital, Cancer, Critical Illness, Short Term Disability, Life Insurance and more <\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/nam02.safelinks.protection.outlook.com\/?url=https%3A%2F%2Faflacenrollment.com%2FPalomarCommunityCollege%2F0T2311907855&amp;data=05%7C02%7Cwcorbin%40palomar.edu%7Ca7f1fe48bfdd49297e3d08ddc63e2e6c%7Cdfa178eb10ca40c09667f4732f3381fe%7C0%7C0%7C638884692569847892%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=afcaxu0EbNvXpiD4H00YRDXYRqY4HRuB0zyuq0htXQA%3D&amp;reserved=0\">Schedule an appointment with Aflac<\/a><\/li>\n\n\n\n<li>Contact: Jill Krenkler 760\/473-8023, <a href=\"mailto:jillkrenkler@us.aflac.com\">jill_krenkler@us.aflac.com<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">VOYA Voluntary Life Insurance<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>District paid policy: Term Life\/Accidental Death &amp; Disability\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2019\/08\/VOYA-Supplemental-Life-Application.pdf\">Supplemental Life Application<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2019\/08\/VOYA.EOI_LF_CA.pdf\">Evidence of Insurability <\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">UNUM Long Term Care<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2025\/07\/1-Overview-Flyer-Long-Term-Care-UNUM-with-website-link-Policy-105200.pdf\">Voluntary long term care insurance for you and\/or add insurance for a dependent<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">MetLaw Legal Plan<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provides access to legal services from in-network lawyers (<a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/08\/MetLawLegalPlan.2022.pdf\" data-type=\"attachment\" data-id=\"9602\">Plan Information<\/a>, <a href=\"https:\/\/na2.documents.adobe.com\/public\/esignWidget?wid=CBFCIBAA3AAABLblqZhAu8ECEmpizGSblfAx_xffOlD295v-Sw92_QVm2yZKC1LEDdTWdMbYy3EYY4gDGWfQ*\">Enrollment Form<\/a>)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">403(b), 457(b), and Roth 403(b) Investment<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>This is a simple way to <a href=\"https:\/\/www.palomar.edu\/hr\/wp-content\/uploads\/sites\/157\/2022\/07\/Basic-General-Ind-flyer-Eric-Winston.pdf\">save for retirement<\/a> with pre or post-tax deductions <\/li>\n\n\n\n<li><a href=\"https:\/\/fbc-retire.com\/\">Additional details are available at FBCretire.com<\/a> <\/li>\n\n\n\n<li>Contact <a href=\"mailto:FBCsupport@planmember.com\">FBCsupport@planmember.com<\/a> (833)752-6322 , for complimentary retirement support<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Open Enrollment is the one time of year that you can make changes to your benefits without a special event. Below you will find information about some of the benefits that you can elect. American Fidelity Products Flexible Spending Accounts Schedule an appointment with the American Fidelity Representative: Michelle Kramer 951\/200-5770, Michelle.Kramer@americanfidelity.com American Fidelity Supplemental&hellip; <a class=\"continue\" href=\"https:\/\/www.palomar.edu\/hr\/hmo-hdp-hsa-fsa\/\">Continue Reading<span> FSA, LIFE, LTC, LEGAL, 403(b)\/457(b)<\/span><\/a><\/p>\n","protected":false},"author":518,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5505","page","type-page","status-publish","hentry"],"featured_image_src":null,"acf":[],"_links":{"self":[{"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/pages\/5505","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/users\/518"}],"replies":[{"embeddable":true,"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/comments?post=5505"}],"version-history":[{"count":15,"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/pages\/5505\/revisions"}],"predecessor-version":[{"id":12375,"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/pages\/5505\/revisions\/12375"}],"wp:attachment":[{"href":"https:\/\/www.palomar.edu\/hr\/wp-json\/wp\/v2\/media?parent=5505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}