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Voluntary Plans Available for Purchase:
Term Life Insurance (Mutual of Omaha)
   Voluntary Term Life Certificate of Coverage
Accidental Death & Dismemberment (Mutual of Omaha)
Universal Life Insurance (Texas Life, administered by American Fidelity)
Long Term Care (UnumProvident)
Liberty Mutual - Auto and Homeowner's Insurance.  Request a Quote and take
  advantage of group discounts with a 12-month rate guarantee.  Other perks include
  24/7 Enhanced Emergency Roadside Assistance, Accident Forgiveness and an
  optional Identity Theft Protection Plan.

More information on any of these plans is available by contacting Human Resources at ext. 2889.

The following plans are available through both AFLAC and American Fidelity:
  Cancer Protection
  Personal Accident
  Short Term Disability
  Vision Insurance (2006 - AFLAC only)
Brochures are available in Human Resources.  For more information, contact:
   AFLAC:  Gene Petraglia at (760) 580-2289 www.youdontknowquack.com
   American Fidelity: Lola Rosado at (951) 551-9148 or Julie Anderson at (760) 443-3037

Hyatt Legal Plan - visit Hyatt online at www.legalplans.com. Enter password MetLaw for the MetLaw Plan.  View a list of legal matters covered under this plan and review a list of attorneys in the network.  For more information call (800) 821-6400.
     Hyatt MetLaw Legal Plan Summary Plan Description

Flexible Spending Plans:
American Fidelity
(800) 325-0654
FAX:  (800) 543-3539

Flexible spending plans are open only to those regular employees who have completed one year of teaching (tenure track or Child Development Center) or probationary period (classified, Administrative and CAST), and work a schedule of 50% or more.  Please note:  Annual re-enrollment is required.  There is no rollover from one Plan year to the next.

Tips: 
For fastest service, fax claim forms and receipts to (800) 543-3539.  If you
   have also completed an "Auto Deposit Request" (below), reimbursement will go
   directly to your bank.
Include your e-mail address, legibly printed, on your claim form.  You will be
   notified when a faxed or mailed claim is received. and when the reimbursement
   check has been mailed or electronic funds transfer sent to your bank.

Flex 125 FAQ's
Important Information Regarding Your Flexible Spending Accounts

Flex 125 Forms:
  FSA 2011 Medical Expense Claim Form
  Dependent Day Care Provider Acknowledgement
  FSA Medical Travel Voucher
  Auto Deposit Request
 
 

For more information about benefits, please contact Lucy Nelson, Benefits Specialist, at ext. 2889 or lnelson@palomar.edu.

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