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Health benefits are
DISTRICT PAID for benefit
eligible employees (full time faculty and permanent
classified employees with 50% or greater assignment) and their eligible dependents.
Child Development Center teachers
have a separate schedule of benefits (call ext. 2889 for
more information).
 Effective:
For new employees: Most
benefits are effective on the first day of the month
following the date of hire. Example: if you are
hired on May 9, your benefits would be effective on June 1.
Exceptions are life insurance and long term disability
insurance which have later effective dates.
Enrollment:
New employees must complete enrollment forms
within 30 days from date of hire. Employees not
enrolling within this time frame must wait until the next
annual open enrollment period.
Eligible Dependents:
Legal spouse, qualified domestic partner and eligible
dependents of domestic partner; unmarried children to age
19, who live with the employee, including stepchild, foster
child or a child for whom the employee is the legally
appointed guardian; unmarried children age 19 to age 25 if
full time students (annual student certification required).
An unmarried child who is incapable of self-sustaining
employment because of mental or physical impairment that
occurred prior to reaching the age limit for unmarried
children may continue as a family member as long as
disabled. A Physician must certify the disability in
writing and must be received within 31 days of the child's
maximum age birthday. Annual verification may be
requested.
Adult Child to Age 26:
Under the Patient Protection and Affordable Care Act of
2010, a dependent between the ages of 19 and 26 who is not a
full time student, who may or may not be married and who may
or may not be your tax dependent, is eligible to continue
medical coverage until the age of 26, provided they are not
eligible for another employer's group health plan (except
that of the other parent). This benefit coverage does
not include dental and vision, and may also be considered a
taxable benefit.
Domestic Partners:
Palomar College extends health
coverage to domestic partners; however, a tax liability may
be imposed to the employee. Both the employee and
their domestic partner must sign an Affidavit of Domestic
Partnership. Registering with the
State of
California may provide certain tax advantages.
Domestic Partners are not eligible for continued coverage
(COBRA) in the event of the dissolution of the domestic
partnership or separation from employment.
Affidavit of Domestic Partnership
Governing Board Policy on Domestic Partners
General Information for Domestic Partners
Family Status Changes:
Life events such as marriage, divorce, dissolution of
domestic partnership, the birth of a child, or a change in
student status must be reported within 30 days of the date
of the event. Delays in reporting such changes may
adversely impact continued coverage.
For more information about
benefits, please contact Lucy Nelson, Benefits
Specialist, at ext. 2889 or
lnelson@palomar.edu.
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Benefits
Benefits